1.  The Discriminating (Pricing) Actuary (with Edward (Jed) Frees), North Americal Actuarial Journal, 2023

2.  Anti-discrimination Insurance Pricing: Regulations, Fairness Criteria, and Models (with Xi Xin (PhD candidate)), North American Actuarial Journal,  2024 

This paper won the inaugural Carol Dolan Actuaries Summit Prize, ASTIN Colloquium Best Paper Award, American Academy of Actuaries' Academy Award for Research, and North American Actuarial Journal Best Paper Award.

3. Welfare Implications of Fair and Accountable Insurance Pricing (with Hajime Shimao), Working Paper. 2024 (SSRN version)

4. Welfare Implications of Fairness Regulations in Insurance Cost Modeling: A Multi-Method Study (with Hajime Shimao and Warut Khern-am-nuai), Working Paper. 2025 (SSRN version)

5. Learning Fair Decisions with Factor Models: Applications to Annuity Pricing (with Junhao Shen, Yanrong Yang, and Ran Zhao), Working Paper 2025 (arXiv version)

6. Marginal Fairness: Fair Decision-Making under Risk Measures (with Silvana M. Pesenti), Working Paper. 2025 (SSRN version /  arXiv version)

1.  Pitfalls in machine learning interpretability: Manipulating partial dependence plots to hide discrimination. (with Xi Xin and Giles Hooker), Insurance: Mathematics and Economics (arXiv version)

1.  Towards Fairer Retirement Outcomes: Socio-economic Mortality Differentials in Australia (with Francis Hui and Andres Villegas) Working Paper (SSRN version / Australian Socio-Economic Mortality Dataverse /Australian Longevity Explorer )

1. Multi-State Modelling of Customer Churn (with Yumo Dong, Edward (Jed) Frees, Francis Hui), ASTIN Bulletin, 2022 (SSRN version)

2. A Joint Model of Cost and Churn for Stochastic Cost Industries (with Yumo Dong, Edward (Jed) Frees, Francis Hui, and Harald Van Heerde) Working Paper (SSRN version)

1. Zhu F; Dong Y; Huang F, 2025, 'Data-rich Economic Forecasting for Actuarial Applications', Insurance, Mathematics & Economics, 124, http://dx.doi.org/10.1016/j.insmatheco.2025.103126

2. Fahrenwaldt M; Furrer C; Hiabu ME; Huang F; Jørgensen FH; Lindholm M; Loftus J; Steffensen M; Tsanakas A, 2024, 'Fairness: plurality, causality, and insurability', European Actuarial Journal, 14, pp. 317 - 328, http://dx.doi.org/10.1007/s13385-024-00387-3

3. Zhang X; Huang F; Hui FKC; Haberman S, 2023, 'Cause-of-death mortality forecasting using adaptive penalized tensor decompositions', Insurance Mathematics and Economics, 111, pp. 193 - 213, http://dx.doi.org/10.1016/j.insmatheco.2023.05.003

4. He L; Huang F; Shi J; Yang Y, 2021, 'Mortality forecasting using factor models: Time-varying or time-invariant factor loadings?', Insurance Mathematics and Economics, 98, pp. 14 - 34, http://dx.doi.org/10.1016/j.insmatheco.2021.01.006

5. Huang F; Maller R; Ning X, 2020, 'Modelling life tables with advanced ages: An extreme value theory approach', Insurance Mathematics and Economics, 93, pp. 95 - 115, http://dx.doi.org/10.1016/j.insmatheco.2020.04.004

6. Ma J; Huang F; Bruhn A, 2020, 'Estimating China’s Future Life Insurance Market', Asia-Pacific Journal of Risk and Insurance, 15, http://dx.doi.org/10.1515/apjri-2019-0027

7. Ferreira A; Huang F, 2018, 'Is human life limited or unlimited? (A discussion of the paper by Holger Rootzén and Dmitrii Zholud)', Extremes, 21, pp. 373 - 382, http://dx.doi.org/10.1007/s10687-018-0318-8

8. Huang F; Yu H, 2018, 'Optimal reinsurance: A reinsurer's perspective', Annals of Actuarial Science, 12, pp. 147 - 184, http://dx.doi.org/10.1017/S1748499517000161

9. Huang F; Browne B, 2016, 'Mortality forecasting using a modified Continuous Mortality Investigation Mortality Projections Model for China I: Methodology and country-level results', Annals of Actuarial Science, 11, pp. 20 - 45, http://dx.doi.org/10.1017/S1748499516000142

10. Huang F, 2016, 'Mortality forecasting using a modified CMI Mortality Projections Model for China II: Cities, towns and counties', Annals of Actuarial Science, 11, pp. 46 - 66, http://dx.doi.org/10.1017/S174849951600018X

11. Huang F; Butt A; Ho KY, 2014, 'Stochastic economic models for actuarial use: An example from China', Annals of Actuarial Science, 8, pp. 374 - 403, http://dx.doi.org/10.1017/S1748499514000104

1. Aas K; Charpentier A; Huang F; Richman R, 2024, 'Insurance analytics: Prediction, explainability, and fairness', Annals of Actuarial Science, 18, pp. 535 - 539, http://dx.doi.org/10.1017/S1748499524000289

2. Dolman C; Frees E; Huang F, 2021, 'Multidisciplinary collaboration on discrimination - Not just Nice to Have', Annals of Actuarial Science, 15, pp. 485 - 487, http://dx.doi.org/10.1017/S174849952100021X